The process of buying an apartment in Kenya involves:

1. Identifying the property.
2. Going for a Property viewing.
3. Booking a unit by acquiring an offer letter.
4. Making an initial deposit to secure the unit. (usually 20/30% of the total price, depending on the developer)
5. Conducting due diligence to verify ownership, approvals, and developer credibility.
6. Signing a sale agreement with your lawyer present.
7. Making payments (cash, installment plan, or mortgage financing).
8. Completing ownership transfer and title registration.

The key documents you’ll need include:

• National ID / Passport.
• KRA PIN Certificate.

Due diligence is crucial to protect your investment. Always:

• Verify that the developer has NCA and county approvals.

• Check that the property has a clean title deed.

• Ensure all land rates and service charges are paid.

• Review the developer’s track record and completed projects.

• Work with a qualified real estate lawyer to review documents.

Due diligence is crucial to protect your investment. Always:

1. Verify that the developer has NCA and county approvals.
2. Check that the property has a clean title deed.
3. Ensure all land rates and service charges are paid.
4. Review the developer’s track record and completed projects.
5. Work with a qualified real estate lawyer to review documents.

A developer’s track record helps ensure your money is safe. You should:

1. Research completed projects they’ve delivered.
2. Check if projects were completed on time.
3. Verify whether buyers from past projects were satisfied.
4. Confirm NCA registration and legal approvals.

At Ravi Homes, we only market projects from verified developers with a proven history of delivery.

While it’s possible to buy property on your own, working with a licensed real estate agent makes the process smoother, safer, and more efficient. An agent helps you:

1. Identify the right property that fits your budget, lifestyle, or investment goals.
2. Verify the developer’s credibility and ensure the project is genuine.
3. Guide you through due diligence by connecting you with trusted lawyers, valuers, and surveyors.
4. Negotiate better terms on pricing, payment plans, and handover timelines.
5. Simplify paperwork and follow-up with developers, lawyers, and government offices.

Essentially, an agent represents your interests and protects you from common risks like fraudulent listings, hidden charges, or buying property without proper approvals.

For foreigners, agents are especially useful because they bridge knowledge gaps in local laws, documentation, and cultural practices.

When buying property in Kenya, you should budget for:

1. Stamp Duty – 4% of property value in urban areas.
2. Legal Fees – approx. 1–2% of property value.
3. Registration Fees.
4. Valuation Fees (for mortgages).